DCB Bank Ltd (BOM:532772)

₹ 130.2 -2.75 (-2.12%) Market Cap: 40.86 Bil Enterprise Value: 77.81 Bil PE Ratio: 7.03 PB Ratio: 0.74 GF Score: 71/100

Q3 2023 DCB Bank Ltd Earnings Call Transcript

Jan 28, 2023 / 01:30PM GMT

Transcript

Operator

Ladies and gentlemen, good day, and welcome to DCB Bank Limited Q3 FY '23 Earnings Conference Call. Joining us on the call today are Mr. Murali Natrajan, MD and CEO, DCB Bank Limited; and Mr. Bharat Sampat, CFO, DCB Bank Limited. (Operator Instructions)

I now hand the conference over to Mr. Murali Natrajan. Thank you, and over to you, sir.

Murali M. Natrajan

DCB Bank Limited - MD, CEO & Non-Independent Executive Director

Good evening, all of you. Thank you for joining the call. Let me make a correction immediately. Bharat Sampat, CFO, retired in June 2022, and Satish Gundewar is our Chief Financial Officer, who is present in this meeting. We also have R. Venkatesh, HR, technology and Operations; we have Praveen Kutty, who heads our retail banking; we have Sridhar Seshadri, who's the Chief Risk Officer; and other members of the management committee.

So I would make a few opening observations about the results of Q3 2022-'23, and then we'll open up for questions. We are very close to INR 50,000 crore balance sheet. Our intention is down

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