DCB Bank Ltd (BOM:532772)

₹ 130.2 -2.75 (-2.12%) Market Cap: 40.86 Bil Enterprise Value: 77.81 Bil PE Ratio: 7.03 PB Ratio: 0.74 GF Score: 71/100

Q3 2021 DCB Bank Ltd Earnings Call Transcript

Jan 23, 2021 / 12:00PM GMT

Transcript

Operator

Ladies and gentlemen, good day, and welcome to DCB Bank Q3 FY '21 Results Conference Call. Joining us on the call today are Mr. Murali M. Natrajan, MD and CEO DCB Bank Limited; and Mr. Bharat Sampat, CFO, DCB Bank Limited.

(Operator Instructions) Please note that this conference is being recorded.

I now hand the conference over to Mr. Murali M. Natrajan. Thank you, and over to you, sir.

Murali M. Natrajan

DCB Bank Limited - MD, CEO & Non-Independent Executive Director

Thank you. Good evening, all of you, and thank you for dialing into this call. I know it is late evening on Saturday. We hope to finish this call in about an hour or so. And I have some opening comments. And after that, we can start the questions.

The first point that I want to mention is that this is a quarter which was -- did not even have 1 month of any moratorium, so to speak, right, because the previous quarter had August as a moratorium. I want to give some perspective. When we are dealing with a self-employed segment, which is like medium to small ticket

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