Q4 2022 DCB Bank Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the DCB Bank Limited Q4 FY '22 Earnings Conference Call. Joining us on the call today are Mr. Murali M. Natrajan, MD and CEO, DCB Bank Limited; and Mr. Bharat Sampat, CFO, DCB Bank Limited. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Mr. Murali M. Natrajan. Thank you, and over to you, Mr. Natrajan.
Good evening, all of you. Thank you for joining this call. I'm calling -- I'm talking to you from the boardroom, where we have Bharat Sampat, our CFO; Mr. Satish, who is our Deputy CFO; Ajit, who is our Treasury and FI Head; and we have Praveen Kutty, who is our Head of Retail Banking; Venkattesh, who is our Head of Operations, HR and Technology; then we have our CRO, Mr. Sridhar Seshadri, so we kind of have a slightly bigger team and their team members.
In the first few minutes, I will give you some highlights of our performance and then we will open
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