Q1 2022 DCB Bank Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to DCB Bank Limited Q1 FY '22 Earnings Conference Call. Joining us on the call today are Mr. Murali M. Natrajan, MD and CEO, DCB Bank Limited; and Mr. Bharat Sampat, CFO, DCB Bank Limited. (Operator Instructions) Please note that this conference is being recorded. I now hand the conference over to Mr. Murali M. Natrajan. Thank you, and over to you, Mr. Natrajan.
Thank you. Good evening, everyone. I hope you have received the press release and the investor presentation and you had the opportunity to go through those details.
I'll just make a few observations and then I'll start with questions. So first of all, undoubtedly, it has been one of the difficult quarters. I just realized this morning that this is my 50th quarterly call with all of you in this job. And in the recent past, I have not come across a difficult quarter like this, where the whole country had to deal with a crazy kind of situation in terms of infection,
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