Q4 2020 DCB Bank Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to DCB Bank Limited Q4 FY '20 Earnings Conference Call. Joining us on this call today are Mr. Murali M. Natrajan, MD and CEO of DCB Bank Limited; and Mr. Bharat Sampat, CFO, DCB Bank Limited. (Operator Instructions) Please note that this conference is being recorded.
I would now like to hand the conference over to Mr. Murali M. Natrajan. Thank you, and over to you, Mr. Natrajan.
Thank you. Good afternoon, all of you, and thank you for joining this call. I hope you had a chance to download the investor presentation and press release that went a few minutes ago. Today, we have allocated sufficient time to answer all the questions, considering that this is a very different and extraordinary quarter. So we thought that we will clarify whatever points that comes up in this meeting.
Let me give you some background, and then we can go into questions. So somewhere in the month of February, I have friends in Singapore and
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