Bread Financial Holdings Inc (NYSE:BFH)
$ 61.11 -0.04 (-0.07%) Market Cap: 3.04 Bil Enterprise Value: 7.10 Bil PE Ratio: 9.68 PB Ratio: 0.98 GF Score: 64/100

Q1 2023 Bread Financial Holdings Inc Earnings Call Transcript

Apr 27, 2023 / 12:30PM GMT
Release Date Price: $27.3 (+2.02%)
Operator

Good morning, and welcome to Bread Financial's First Quarter Earnings Conference Call. My name is Daisy, and I'll be coordinating your call today. (Operator Instructions)

It is now my pleasure to introduce Mr. Brian Vereb, Head of Investor Relations at Bread Financial to begin. So Brian, please go ahead.

Brian Vereb
Bread Financial Holdings, Inc. - Head of IR

Thank you. Copies of the slides we will be reviewing and the earnings release can be found on the Investor Relations section of our website. On the call today, we have Ralph Andretta, President and Chief Executive Officer of Bread Financial; and Perry Beberman, Executive Vice President and Chief Financial Officer of Bread Financial. Before we begin, I would like to remind you that some of the comments made on today's call and some of the responses to your questions may contain forward-looking statements.

These statements are based on management's current expectations and assumptions and are subject to the risks and uncertainties described in the company's earnings release and other

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