Bread Financial Holdings Inc (NYSE:BFH)

$ 61.11 -0.04 (-0.07%) Market Cap: 3.04 Bil Enterprise Value: 7.10 Bil PE Ratio: 9.68 PB Ratio: 0.98 GF Score: 64/100

Q4 2020 Alliance Data Systems Corp Earnings Call Transcript

Jan 28, 2021 / 01:30PM GMT

Release Date Price: $56.47 (+4.75%)

Transcript 8-K

Operator

Good morning, and welcome to Alliance Data's Full Year and Fourth Quarter 2020 Earnings Conference Call. (Operator Instructions)

It is now my pleasure to introduce Mr. Brian Vereb, Head of Investor Relations at Alliance Data. Sir, the floor is yours.

Brian Vereb

Thank you, Casey. Copies of the slides we will be reviewing, and the earnings release can be found on the Investor Relations section of our website. On the call today, we have Ralph Andretta, President and Chief Executive Officer of Alliance Data; and Tim King, Executive Vice President and Chief Financial Officer of Alliance Data. Before we begin, I would like to remind you that some of the comments made on today's call and some of the responses to your questions may contain forward-looking statements.

These statements are subject to the risks and uncertainties described in the company's earnings release and other filings with the SEC. Alliance data has no obligation to update the information presented on the call. Also on today's call, our speakers will reference certain non-GAAP financial

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