Q4 2021 Alliance Data Systems Corp Earnings Call Transcript
Good morning, and welcome to Alliance Data's Fourth Quarter Full Year 2021 Earnings Conference Call. My name is Charlie and I will be coordinating your call today. (Operator Instructions) It is now my pleasure to introduce Mr. Brian Vereb, Head of Investor Relations at Alliance Data. Sir, the floor is yours.
Thank you. Copies of the slides we'll be reviewing and the earnings release can be found on the Investor Relations section of our website. Today on the call, we have Ralph Andretta, President and Chief Executive Officer of Alliance Data; and Perry Beberman, Executive Vice President and Chief Financial Officer of Alliance Data.
Before we begin, I would like to remind you that some of the comments made on today's call and some of the responses to your questions may contain forward-looking statements. These statements are subject to the risks and uncertainties described in the company's earnings release and other filings with the SEC. Alliance Data has no obligation to update the information
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