Bread Financial Holdings Inc (NYSE:BFH)

$ 61.11 -0.04 (-0.07%) Market Cap: 3.04 Bil Enterprise Value: 7.10 Bil PE Ratio: 9.68 PB Ratio: 0.98 GF Score: 64/100

Q3 2020 Alliance Data Systems Corp Earnings Call Transcript

Oct 29, 2020 / 12:30PM GMT

Release Date Price: $41.51 (+18.92%)

Transcript 10-Q8-K

Operator

Good morning and welcome to Alliance Data's Third Quarter 2020 Earnings Conference Call. (Operator Instructions)

It is now my pleasure to introduce your host Ms. Vicky Nakhla of AdvisIRy Partners. Ma'am, the floor is yours.

Viktoriia Nakhla

Thank you, operator. By now, you should have received a copy of the company's third quarter 2020 earnings release. If you haven't, please call AdvisIRy Partners at (212) 750-5800. On the call today, we have Ralph Andretta, President and Chief Executive Officer of Alliance Data; and Tim King, Executive Vice President and Chief Financial Officer of Alliance Data.

Before we begin, I would like to remind you that some of the comments made on today's call and some of the responses to your questions may contain forward-looking statements. These statements are subject to the risks and uncertainties described in the company's earnings release and other filings with the SEC. Alliance Data has no obligation to update the information presented on the call.

Also on today's call, our speakers will reference certain

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