Q3 2020 Westpac Banking Corp Earnings Call Transcript
Good morning, everyone, and welcome to Westpac's Third Quarter Update Call.
This is Andrew Bowden. I'm Head of Investor Relations. I also have Peter King, our CEO; and Gary Thursby, our CFO; and David Stephen, our Chief Risk Officer, is also in the room.
We released our Pillar 3 report and a detailed slide pack earlier today, and it would be helpful to have that slide pack in front of you. We're not going to run through the presentation, but we'll make some opening remarks and plan to refer to a few of those slides. We'll then open up for questions.
So without any further ado, let me pass on to Peter.
Well, thanks, Andrew, and good morning, everyone.
These are certainly challenging times, and I feel for those in Victoria, and particularly those in Melbourne, and our thoughts are definitely with you. Given the uncertain operating conditions, we put more detail into our quarterly
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