Westpac Banking Corp (HAM:WBC)
€ 20.18 0.095 (0.47%) Market Cap: 71.26 Bil Enterprise Value: 157.75 Bil PE Ratio: 17.53 PB Ratio: 1.61 GF Score: 47/100
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Full Year 2019 Westpac Banking Corp Earnings Call Transcript

Nov 03, 2019 / 11:00PM GMT
Andrew Bowden
Westpac Banking Corporation - Head of IR

Well, good morning, everybody, and welcome to Westpac's Full Year 2009 (sic) [2019] Results Announcement. My name is Andrew Bowden, I'm head of Westpac's Investor Relations. Welcome to all those attending as well as on the video, on the webcast and on the phone.

Before I commence, I would like to acknowledge the traditional owners of the land on which we speak, the Gadigal people of the Eora nation and pay my respects to elders past, present and emerging.

Today, as usual, we're having Brian Hartzer, our CEO present, and then followed up by Peter. And then of, course, we'll open up for questions.

But without further ado, let me get Brian up to the lectern.

Brian Charles Hartzer
Westpac Banking Corporation

Thanks, Andrew. Good morning, everyone. It's obviously been a difficult year for the industry with lower interest rates, lower economic growth, falling house prices, increased competition and a rise in regulatory scrutiny, all putting pressure on earnings, and this is

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