Q4 2023 Evans Bancorp Inc Earnings Call Transcript
Greetings and welcome to the Evans Bancorp's fourth quarter fiscal year 2023 financial results. At this time, all participants are in a listen only mode. (Operator Instructions) As a reminder, this conference is being recorded. It is now my pleasure to introduce you to your host, Deborah Pelowski, Investor Relations for Evans Bancorp. Thank you, Deborah, you may begin.
Thank you, Alicia, and good afternoon, everyone. We appreciate your taking the time to join us today as well as your interest in Evans Bancorp. Joining me here are David Naska, our President; and CEO and John Connerton, our Chief Financial Officer. David and John are going to review the results for the fourth quarter of 2023 and provide an update on the company's strategic progress and outlook. After that, we will open the call for questions. You should have a copy of the financial results that were released today after the markets closed and if not, you can access them on our website. At evansbank.com. As you may be aware, we may make some forward
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