Q3 2021 Evans Bancorp Inc Earnings Call Transcript
Greetings. Welcome to the Evans Bancorp Third Quarter Fiscal Year 2021 Financial Results. (Operator Instructions) Please note, this conference is being recorded.
I will now turn the conference over to your host, Deborah Pawlowski, Investor Relations for EVBN. You may now begin.
Thank you, and good afternoon, everyone. We appreciate your time today and joining us for the second -- third quarter 2021 earnings call for Evans Bancorp. On the call today, I have David Nasca, President and Chief Executive Officer; and John Connerton, Chief Financial Officer, joining me here. David and John will review our results for the third quarter of '21, and then we will open the call for questions.
We released our financial results just after the market closed today, and you can find that release on our website at evansbank.com. As you are aware, we may make some forward-looking statements during the formal discussion as well as during the Q&A session. These statements apply to future
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