Evans Bancorp Inc Annual Shareholders Meeting Transcript
Hello, and welcome to the Annual Meeting of Shareholders of Evans Bancorp, Inc. Please note that today's meeting is being recorded. (Operator Instructions). It is now my pleasure to turn today's meeting over to Lee C. Wortham. Mr. Wortham, the floor is yours.
Thank you, Chris, and good morning. I'm Lee Wortham, Chairman of the Board of Evans Bancorp and Evans Bank, and I'm joined here by David Nasca, President and CEO. It is our pleasure to welcome you to our 35th Annual Meeting of Shareholders. We appreciate you joining us virtually today.
As we begin, I want to take this opportunity to thank our management team and associates for their committed efforts, resilience and selfless work as they fought through a difficult environment to deliver exceptional results in 2022. And I do want to take a moment to just highlight several of the team's accomplishments.
Net income, which approached record performance from 2021 at $22.4 million, offsetting $9 million in prepayment
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