Q1 2024 Encore Capital Group Inc Earnings Call Transcript
Good day folks, and thank you for standing by. Welcome to the Encore Capital Group's first-quarter 2024 earnings conference call. (Operator Instructions)
Please be advised that today's conference call is being recorded.
I would now like to hand the conference over to your first speaker today, Bruce Thomas, VP of Investor Relations. Bruce, please go ahead.
Thank you, operator. Good afternoon, and welcome to Encore Capital Group's first-quarter 2024 earnings call. Joining me on the call today are Ashish Masih, our President and Chief Executive Officer; Jonathan Clark, Executive Vice President and Chief Financial Officer; and Ryan Bell, President of Midland Credit Management. As usual, John will make prepared remarks today and then we will be happy to take your questions.
Unless otherwise noted, comparisons on this conference call will be made between the first quarter of 2024 and the first quarter of 2023. In addition, today's discussion will include forward
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