Q4 2019 Encore Capital Group Inc Earnings Call Transcript
Ladies and gentlemen, thank you for standing by, and welcome to the Encore Capital Group's Fourth Quarter 2019 Earnings Conference Call. (Operator Instructions) Please be advised that today's conference is being recorded. (Operator Instructions)
I would now like to hand the conference over to your speaker today, Mr. Bruce Thomas, Vice President of Investor Relations. Please go ahead, sir.
Thank you, operator. Good afternoon, and welcome to Encore Capital Group's Fourth Quarter 2019 Earnings Call. With me on the call today are Ashish Masih, our President and Chief Executive Officer; Jonathan Clark, Executive Vice President and Chief Financial Officer; and by phone, Craig Buick, who's been in place as the CEO of Cabot Credit Management, since the first of January. Many of you have met Craig before in his prior role as Cabot's Chief Financial Officer. Ashish and Jon will make prepared remarks today, and then we will be happy to take your questions.
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