Q1 2022 Encore Capital Group Inc Earnings Call Transcript
Good day. Thank you for standing by, and welcome to the Encore Capital Group's Q1 2022 Earnings Conference Call. (Operator Instructions)
Please be advised that today's conference call is being recorded. (Operator Instructions)
I would now like to hand the conference over to your speaker today, Bruce Thomas, Vice President of Investor Relations. Thank you. Please go ahead.
Thank you, operator. Good afternoon, and welcome to Encore Capital Group's First Quarter 2022 Earnings Call.
Joining me on the call today are Ashish Masih, our President and Chief Executive Officer; Jonathan Clark, Executive Vice President and Chief Financial Officer; Ryan Bell, President of Midland Credit Management; and Craig Buick, CEO of Cabot Credit Management. Ashish and Jon will make prepared remarks today, and then we will be happy to take your questions.
Unless otherwise noted, comparisons made on this conference call will be between the first quarter of 2022 and the first quarter of 2021. In
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