Civista Bancshares Inc Annual Shareholders Meeting Transcript
Good morning, and welcome to the Civista Bancshares, Inc.'s Annual Shareholder Meeting. (Operator Instructions)
This presentation may contain forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements express management's current expectations, estimates or projections of future events, results or long-term goals and are generally identifiable by the use of words such as believe, expect, anticipate, plan, intend, estimate, may, will, would, could, should or other similar expressions. All statements in this material speak only as of the date they are made, and management undertakes no obligation to update any statements, except to the extent required by law.
Forward-looking statements are not guarantees of performance and are inherently subject to known and unknown risks. Uncertainties and assumptions that are difficult to predict and could cause actual results or performance to differ materially from those expressed in or implied by the forward-looking statements. Factors that could cause actual results or
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