Civista Bancshares Inc (NAS:CIVB)
$ 22.81 0.01 (0.04%) Market Cap: 358.95 Mil Enterprise Value: 681.87 Mil PE Ratio: 11.35 PB Ratio: 0.91 GF Score: 74/100
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Q3 2019 Civista Bancshares Inc Earnings Call Transcript

Oct 25, 2019 / 05:00PM GMT
Release Date Price: $21.46 (+0.56%)
Operator

Good day, and welcome to the Civista Bancshares Inc. Third Quarter Earnings Conference Call. (Operator Instructions) Please note, this event is being recorded.

I would now like to turn the conference over to Dennis Shaffer, President and CEO. Please go ahead.

Dennis G. Shaffer
Civista Bancshares, Inc. - President, CEO & Director

Good afternoon. This is Dennis Shaffer, and I would like to thank you for joining us for our third quarter 2019 earnings call. I'm joined today by Rich Dutton, SVP of the company and Chief Operating Officer of the bank; Chuck Parcher, SVP of the company and Chief Lending Officer of the bank, and other members of our executive team.

Before we begin, I would like to remind you that during today's call, including the question-and-answer period, you may hear forward-looking statements related to the future financial results and business operations for Civista Bancshares Inc. Our actual results may differ materially from current management forecast and projections as a result of factors over which the company has no

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