Civista Bancshares Inc Annual Shareholders Meeting Transcript
Good day, and welcome to the Civista Bancshares, Inc. 2021 Annual Meeting of Shareholders. (Operator Instructions) Please note this event is being recorded. I would now like to turn the conference over to Jim Miller, Chairman. Please go ahead.
Good morning, everyone, and welcome to our Annual Meeting of the Shareholders of Civista Bancshares. Due to the extraordinary circumstances in which we find ourselves, this meeting is being conducted by telephone. We want to thank you for your cooperation and understanding. And please be aware that the -- all participants using the phone lines will be muted until we come to the question portion of the meeting. And when we go to that portion, each shareholder who wishes to ask a question will be entered into the queue, and we will take those questions in turn.
So let's call the meeting to order. Today, we have Dennis Shaffer, CEO and President of Civista Bancshares; Lance Morrison, General Counsel and Corporate Secretary of Civista Bancshares; Amy
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