Intact Financial Corp is a property and casualty insurance company that provides written premiums in Canada. The company distributes insurance under the Intact Insurance brand through a network of brokers and a wholly-owned subsidiary, BrokerLink, and directly to consumers through Belairdirect. Most of the company's direct premiums are written in the personal automotive space. Intact directly manages its investments through subsidiary Intact Investment Management. The vast majority of these invested assets are fixed-income securities. Its asset mix is designed to generate interest and dividend income.

Financial Strength

6/10

Name	Current	Vs Industry
Cash-To-Debt	0.19
Equity-to-Asset	0.3
Debt-to-Equity	0.33
Debt-to-EBITDA	1.57
Interest Coverage	13.34
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.66	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

9/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	12.9
	3-Year EBITDA Growth Rate	6
	3-Year EPS without NRI Growth Rate	5.1
	3-Year FCF Growth Rate	-19.9
	3-Year Book Growth Rate	11.6
	Future 3-5Y EPS without NRI Growth Rate	23.83
	Future 3-5Y Total Revenue Growth Rate	4.45

Momentum Rank

3/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	62.64
	9-Day RSI	58.06
	14-Day RSI	57.15
	6-1 Month Momentum %	16.45
	12-1 Month Momentum %	24.65

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	1.75
	Dividend Payout Ratio	0.36
	3-Year Dividend Growth Rate	9.8
	Forward Dividend Yield %	1.75
	5-Year Yield-on-Cost %	2.79
	3-Year Average Share Buyback Ratio	-7.6
	Shareholder Yield %	1.64

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	8.46
	FCF Margin %	8.79
	ROE %	12.91
	ROA %	3.8
	ROIC %	4.37
	Years of Profitability over Past 10-Year	10

GF Value Rank

3/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	23.39
	Forward PE Ratio	16.89
	PE Ratio without NRI	20.85
	Shiller PE Ratio	31.62
	Price-to-Owner-Earnings	14.21
	PEG Ratio	1.08
	PS Ratio	1.9
	PB Ratio	2.99
	Price-to-Tangible-Book	7.21
	Price-to-Free-Cash-Flow	21.49
	Price-to-Operating-Cash-Flow	17.97
	EV-to-EBIT	18.16
	EV-to-EBITDA	14.77
	EV-to-Revenue	2.14
	EV-to-Forward-Revenue	2.2
	EV-to-FCF	24.22
	Price-to-Projected-FCF	1.04
	Price-to-DCF (Earnings Based)	0.98
	Price-to-DCF (FCF Based)	0.63
	Price-to-Median-PS-Value	1.22
	Price-to-Peter-Lynch-Fair-Value	1.27
	Price-to-Graham-Number	2.59
	Earnings Yield (Greenblatt) %	5.51
	FCF Yield %	4.66
	Forward Rate of Return (Yacktman) %	21.68

Financials (Next Earnings Date:2025-02-12)

Annual Quarterly TTM

STU:I5U's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Intact Financial Corp Executives

Details

GF Value: €137.82

STU:I5U

Valuation Chart

Year:

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Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	17,233.329
	EPS (TTM) (€)	7.859
	Beta	0.19
	Volatility %	10.64
	14-Day RSI	57.15
	14-Day ATR (€)	2.976411
	20-Day SMA (€)	180.15
	12-1 Month Momentum %	24.65
	52-Week Range (€)	135 - 186
	Shares Outstanding (Mil)	178.36

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Intact Financial Corp Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Intact Financial Corp Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

Intact Financial Corp Frequently Asked Questions

What is Intact Financial Corp(STU:I5U)'s stock price today?

The current price of STU:I5U is €183.00. The 52 week high of STU:I5U is €186.00 and 52 week low is €135.00.

When is next earnings date of Intact Financial Corp(STU:I5U)?

The next earnings date of Intact Financial Corp(STU:I5U) is 2025-02-12.

Does Intact Financial Corp(STU:I5U) pay dividends? If so, how much?

The Dividend Yield % of Intact Financial Corp(STU:I5U) is 1.75% (As of Today), Highest Dividend Payout Ratio of Intact Financial Corp(STU:I5U) was 0.57. The lowest was 0.25. And the median was 0.42. The Forward Dividend Yield % of Intact Financial Corp(STU:I5U) is 1.75%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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