Q4 2022 Alinma Bank SJSC Earnings Call Transcript
Good day, and welcome to today's conference. I'll now turn the call over to Waleed Mohsin. Please go ahead.
Thank you much. Good day, everyone, and thank you for joining us today for Alinma Bank's FY 2022 Earnings Call hosted by Goldman Sachs. It's my pleasure to welcome the Alinma management team represented by the CEO, Mr. Abdullah Khalifa; the Deputy CEO and Head of Retail and Digital Banking, Mr. Saleh Abdullah Alzumaie; the Chief Financial Officer, Mr. Adel Saleh Abalkhail; and the Head of Investor Relations, Mr. Ahmed Sager. Please note that today's call is being recorded. The call is intended for investors and analysts only, and any media personnel should hang up at this moment.
So without any further delays, I will pass on the call to Alinma Bank's CEO, Mr. Abdullah Khalifa.
Thank you, Waleed. Welcome, everyone. We will, as usual, will take you through a quick
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