Q3 2022 Alinma Bank SJSC Earnings Call Transcript
Hello, and welcome to the Alinma Bank Q3 2022 Earnings Conference Webcast. My name is Lauren, and I will be coordinating your call today. (Operator Instructions)
I'll now hand you over to host, Ribal Hachem from Arqaam Capital to begin. Ribal, please go ahead.
Hello, everyone. Thank you for joining us today. This is Ribal Hachem. And on behalf of Arqaam Capital, I'm pleased to welcome you to Alinma Bank Q3 '22 Earnings Call. With us today from Alinma Bank, Mr. Abdullah Ali Al Khalifa, CEO; Mr. Saleh Abdullah Alzumaie, Senior VP and Head of Retail and Digital Banking; Mr. Adel Saleh Abalkhail, CFO; and Mr. Ahmed Sager, IR Manager.
Now without any further delay, I will turn over the call to the CEO, Mr. Abdullah.
Thank you. Hi, everyone. Welcome again for our earnings call for Q3 2022. As usual, I will give a high-level review of the financial performance, then a quick reminder of our
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