Business Description
Oportun Financial Corp
NAICS : 522291
SIC : 6153
ISIN : US68376D1046
Description
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.03 | |||||
| Equity-to-Asset | 0.1 | |||||
| Debt-to-Equity | 8.72 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 3/9 | |||||
| Beneish M-Score | -4.2 | |||||
| WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -14.7 | |||||
| 3-Year EPS without NRI Growth Rate | -86.4 | |||||
| 3-Year FCF Growth Rate | 26.9 | |||||
| 3-Year Book Growth Rate | -11.4 | |||||
| Future 3-5Y Total Revenue Growth Rate | 53.18 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 90.67 | |||||
| 9-Day RSI | 83.74 | |||||
| 14-Day RSI | 77.73 | |||||
| 6-1 Month Momentum % | -21.73 | |||||
| 12-1 Month Momentum % | 18.47 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | -7.6 | |||||
| Shareholder Yield % | 313.76 |
Profitability Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | -47.18 | |||||
| FCF Margin % | 142.08 | |||||
| ROE % | -33.84 | |||||
| ROA % | -3.89 | |||||
| Years of Profitability over Past 10-Year | 4 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Forward PE Ratio | 3.38 | |||||
| PS Ratio | 0.53 | |||||
| PB Ratio | 0.43 | |||||
| Price-to-Tangible-Book | 0.6 | |||||
| Price-to-Free-Cash-Flow | 0.38 | |||||
| Price-to-Operating-Cash-Flow | 0.36 | |||||
| EV-to-Revenue | 10.69 | |||||
| EV-to-FCF | 7.5 | |||||
| Price-to-Projected-FCF | 0.07 | |||||
| FCF Yield % | 273.9 | |||||
| Forward Rate of Return (Yacktman) % | 235.62 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Oportun Financial Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 273.917 | ||
| EPS (TTM) ($) | -3.3 | ||
| Beta | 0.87 | ||
| Volatility % | 94.99 | ||
| 14-Day RSI | 77.73 | ||
| 14-Day ATR ($) | 0.223145 | ||
| 20-Day SMA ($) | 3.097 | ||
| 12-1 Month Momentum % | 18.47 | ||
| 52-Week Range ($) | 2.05 - 4.6 | ||
| Shares Outstanding (Mil) | 35.97 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Oportun Financial Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Oportun Financial Corp Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Oportun Financial Corp Frequently Asked Questions
What is Oportun Financial Corp(OPRT)'s stock price today?
The current price of OPRT is $3.95. The 52 week high of OPRT is $4.60 and 52 week low is $2.05.
When is next earnings date of Oportun Financial Corp(OPRT)?
The next earnings date of Oportun Financial Corp(OPRT) is 2025-03-12 Est..
Does Oportun Financial Corp(OPRT) pay dividends? If so, how much?
Oportun Financial Corp(OPRT) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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