Consumer Portfolio Services Inc is a U.S.-based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent, by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.

Financial Strength

2/10

Name	Current	Vs Industry	Vs History
Equity-to-Asset	0.08
Debt-to-Equity	10.89
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.83	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

1/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	4.8
	3-Year EPS without NRI Growth Rate	26
	3-Year FCF Growth Rate	-1.8
	3-Year Book Growth Rate	30.3

Momentum Rank

8/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	32.23
	9-Day RSI	43.37
	14-Day RSI	48.53
	6-1 Month Momentum %	20.88
	12-1 Month Momentum %	3.47

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	2.3
	Shareholder Yield %	-124.77

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	10.56
	FCF Margin %	109.95
	ROE %	7.67
	ROA %	0.68
	Years of Profitability over Past 10-Year	10

GF Value Rank

8/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	11.75
	Forward PE Ratio	3.88
	PE Ratio without NRI	11.75
	Shiller PE Ratio	7.68
	Price-to-Owner-Earnings	11.39
	PEG Ratio	1.34
	PS Ratio	1.24
	PB Ratio	0.77
	Price-to-Tangible-Book	0.77
	Price-to-Free-Cash-Flow	1.13
	Price-to-Operating-Cash-Flow	1.12
	EV-to-Revenue	16.48
	EV-to-Forward-Revenue	7.27
	EV-to-FCF	15
	Price-to-Projected-FCF	0.11
	Price-to-Median-PS-Value	2.32
	Price-to-Peter-Lynch-Fair-Value	0.6
	Price-to-Graham-Number	0.63
	FCF Yield %	101.11
	Forward Rate of Return (Yacktman) %	104.37

Financials (Next Earnings Date:2025-03-14 Est.)

Annual Quarterly TTM

CPSS's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with NAS:CPSS

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Consumer Portfolio Services Inc Executives

Details

GF Value: $15.1

CPSS

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with CPSS. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	201.17
	EPS (TTM) ($)	0.87
	Beta	1.13
	Volatility %	35.38
	14-Day RSI	48.53
	14-Day ATR ($)	0.406687
	20-Day SMA ($)	10.4745
	12-1 Month Momentum %	3.47
	52-Week Range ($)	7.03 - 12.04
	Shares Outstanding (Mil)	21.41

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	4
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Consumer Portfolio Services Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Consumer Portfolio Services Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Consumer Portfolio Services Inc Frequently Asked Questions

What is Consumer Portfolio Services Inc(CPSS)'s stock price today?

The current price of CPSS is $10.22. The 52 week high of CPSS is $12.04 and 52 week low is $7.03.

When is next earnings date of Consumer Portfolio Services Inc(CPSS)?

The next earnings date of Consumer Portfolio Services Inc(CPSS) is 2025-03-14 Est..

Does Consumer Portfolio Services Inc(CPSS) pay dividends? If so, how much?

Consumer Portfolio Services Inc(CPSS) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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