NBT Bancorp Inc (NAS:NBTB)
$ 50.23 0.45 (0.9%) Market Cap: 2.37 Bil Enterprise Value: 2.24 Bil PE Ratio: 17.70 PB Ratio: 1.56 GF Score: 82/100
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Q4 2022 NBT Bancorp Inc Earnings Call Transcript

Jan 24, 2023 / 01:30PM GMT
Release Date Price: $37.6 (-11.24%)
Operator

Good day, everyone. Welcome to the conference call covering NBT Bancorp's Fourth Quarter and Full Year 2022 Financial Results. This call is being recorded and made accessible to the public in accordance with the SEC's Regulation FD. Corresponding presentation slides can be found on the company's website at nbtbancorp.com.

Before the call begins, NBT's management would like to remind listeners that, as noted on Slide 2, today's presentation may contain forward-looking statements as defined by the Securities and Exchange Commission. Actual results may differ from those projected. In addition, certain non-GAAP measures will be discussed. Reconciliations for these numbers are contained within the appendix of today's presentation. (Operator Instructions) As a reminder, this call is being recorded.

And I would now like to turn the conference over to NBT Bancorp President and CEO, John H. Watt, Jr., for his opening remarks. Mr. Watt, please begin.

John H. Watt
Jr., NBT Bancorp Inc. - President, CEO & Director

Thank you, Chris, and good morning

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