Q2 2020 NBT Bancorp Inc Earnings Call Transcript
Good day, everyone. Welcome to the NBT Bancorp second quarter 2020 financial results conference call. This call is being recorded and has been made accessible to the public in accordance with the SEC's regulation FD.
Corresponding presentation slides can be found on the company's website at nbtbancorp.com.
Before the call begins, NBT's management would like to remind listeners that, as noted on slide 2, today's presentation may contain forward-looking statements, as defined by the Securities & Exchange Commission.
Actual results may differ from those projected. In addition, certain non-GAAP measures will be discussed. Reconciliations for these numbers are contained within the appendix of the presentation.
At this time, all participants are in a listen-only mode. Later, we will conduct a question and answer session. Instructions will follow at that time. Anyone requiring operator assistance can press the "star" key and then "0" on your touchtone telephone. As a reminder, this call is being recorded.
I would now like to turn the conference over to NBT
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