Q4 2023 ING Groep NV Credit Update Call Transcript
Good afternoon. This is Jessica, welcoming you to ING's Fourth Quarter 2023 Credit Update Call.
Before handing this conference call over to Sjoerd Miltenburg, Head of Investor Relations of ING Group. Let me first say that today's comments may include forward-looking statements such as statements regarding future developments in our business, expectations for our future financial performance and any statement not involved in a historical fact. Actual results may differ materially from those projected in any forward-looking statements.
A discussion of factors that may cause actual results to differ from those in any forward-looking statement is contained in our public filings, including our most recent annual report on Form 20-F filed with the United States Securities and Exchange Commission and our earnings press release as posted on our website today. Furthermore, nothing in today's comments constitutes an offer to sell or a solicitation of an offer to buy any securities.
Good afternoon, Sjoerd. Over to you.
Thank you, operator.
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