Q3 2022 ING Groep NV Earnings Call Transcript
Good morning. This is Mark your operator, welcoming you to the ING's 3Q 2022 Conference Call. Before handing this over conference call over to Steven van Rijswijk, Chief Executive Officer of ING Group, let me first say that today's comments may include forward-looking statements such as statements included -- regarding future developments in our business, expectations for our future financial performance, any statement not involving historical facts. Actual results may differ materially from those projected in any forward-looking statement.
A discussion of factors that may cause actual results to differ from those in any forward-looking statements is contained in our public filings, included in our most recent annual report on Form 20-F of the United States Securities and Exchange Commission and our earnings press release as posted on our website today.
Furthermore, nothing in today's comments constitutes an offer to sell or solicitation of an offer to buy any securities.
Good morning, Steven, over to you.
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