Open Lending Corp is engaged in providing automated lending services to financial institutions. The company offers loan analytics, risk-based pricing, risk modeling, and automated decision technology. Its Lenders Protection Program ("LPP") enables automotive lenders to make loans that are largely insured against losses from defaults.

Financial Strength

6/10

Name	Current	Vs Industry
Cash-To-Debt	1.73
Equity-to-Asset	0.56
Debt-to-Equity	0.66
Debt-to-EBITDA	7.66
Interest Coverage	0.43
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	3.14	Distress Grey Safe
Beneish M-Score	-3.31	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

6/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-9.7
	3-Year EPS without NRI Growth Rate	35.7
	3-Year FCF Growth Rate	32.8
	3-Year Book Growth Rate	102
	Future 3-5Y Total Revenue Growth Rate	7.24

Momentum Rank

5/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	52.72
	9-Day RSI	54.87
	14-Day RSI	55.3
	6-1 Month Momentum %	-12.56
	12-1 Month Momentum %	-14.99

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	9.42
	Quick Ratio	9.42
	Cash Ratio	8
	Days Sales Outstanding	18.76
	Days Payable	7.05

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	2.1
	Shareholder Yield %	1.27

Profitability Rank

8/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	76.06
	Operating Margin %	5.11
	Net Margin %	4.78
	FCF Margin %	35.88
	ROE %	2.14
	ROA %	1.2
	ROIC %	2.86
	ROC (Joel Greenblatt) %	206.81
	ROCE %	4.81
	Years of Profitability over Past 10-Year	5

GF Value Rank

6/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	212.67
	Forward PE Ratio	32.37
	PE Ratio without NRI	212.67
	Price-to-Owner-Earnings	29.27
	PS Ratio	7.96
	PB Ratio	3.45
	Price-to-Tangible-Book	3.45
	Price-to-Free-Cash-Flow	22.15
	Price-to-Operating-Cash-Flow	20.25
	EV-to-EBIT	37.89
	EV-to-EBITDA	34.66
	EV-to-Revenue	6.84
	EV-to-Forward-Revenue	6.57
	EV-to-FCF	19.07
	Price-to-Graham-Number	5.7
	Price-to-Net-Current-Asset-Value	6.38
	Price-to-Net-Cash	10.13
	Earnings Yield (Greenblatt) %	2.64
	FCF Yield %	4.52

Financials (Next Earnings Date:2025-02-27 Est.)

Annual Quarterly TTM

LPRO's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with NAS:LPRO

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Open Lending Corp Executives

Details

GF Value: $5.62

LPRO

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Severe warning signs with LPRO. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	95.887
	EPS (TTM) ($)	0.03
	Beta	1.65
	Volatility %	59.64
	14-Day RSI	55.3
	14-Day ATR ($)	0.273925
	20-Day SMA ($)	6.33425
	12-1 Month Momentum %	-14.99
	52-Week Range ($)	4.57 - 8.7
	Shares Outstanding (Mil)	119.35

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Open Lending Corp Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Open Lending Corp Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Open Lending Corp Frequently Asked Questions

What is Open Lending Corp(LPRO)'s stock price today?

The current price of LPRO is $6.38. The 52 week high of LPRO is $8.70 and 52 week low is $4.57.

When is next earnings date of Open Lending Corp(LPRO)?

The next earnings date of Open Lending Corp(LPRO) is 2025-02-27 Est..

Does Open Lending Corp(LPRO) pay dividends? If so, how much?

Open Lending Corp(LPRO) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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