EZCORP Inc is a United States-based company engaged in offering pawn loans in the United States and Mexico. It also offers short-term unsecured loans and other consumer financial products, and buy and sell second-hand goods. The operating segments of the company are us Pawn, Latin America Pawn, and other international. us Pawn segment includes all pawn activities in the United States. Latin America Pawn segment includes all pawn activities in Mexico and other parts of Latin America. The company generates revenue from merchandise sales, jewelry scrapping sales, and pawn service charges, of which key revenue is derived from the merchandise sales which are primarily collateral forfeited from pawn lending operations and used merchandise purchased from the customers.

Financial Strength

6/10

Name	Current	Vs Industry
Cash-To-Debt	0.3
Equity-to-Asset	0.54
Debt-to-Equity	0.71
Debt-to-EBITDA	3.49
Interest Coverage	8.29
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	2.52	Distress Grey Safe
Beneish M-Score	-2.48	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

6/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	1.8
	3-Year EBITDA Growth Rate	-2.9
	3-Year EPS without NRI Growth Rate	94.3
	3-Year FCF Growth Rate	31.2
	3-Year Book Growth Rate	7.1
	Future 3-5Y EPS without NRI Growth Rate	11.2
	Future 3-5Y Total Revenue Growth Rate	6.14

Momentum Rank

9/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	87.88
	9-Day RSI	81.44
	14-Day RSI	74.78
	6-1 Month Momentum %	15.2
	12-1 Month Momentum %	45.6

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	2.71
	Quick Ratio	1.99
	Cash Ratio	0.63
	Days Inventory	130.78
	Days Sales Outstanding	20.73
	Days Payable	13.46

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	0.9
	Shareholder Yield %	2.91

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	58.74
	Operating Margin %	9.69
	Net Margin %	7.15
	FCF Margin %	6.7
	ROE %	10.58
	ROA %	5.57
	ROIC %	6.62
	ROC (Joel Greenblatt) %	28.22
	ROCE %	10.16
	Years of Profitability over Past 10-Year	7

GF Value Rank

5/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	11.53
	Forward PE Ratio	10.73
	PE Ratio without NRI	11.45
	Price-to-Owner-Earnings	56.89
	PEG Ratio	0.81
	PS Ratio	0.93
	PB Ratio	0.87
	Price-to-Tangible-Book	1.59
	Price-to-Free-Cash-Flow	13.85
	Price-to-Operating-Cash-Flow	9.52
	EV-to-EBIT	8.46
	EV-to-EBITDA	6.74
	EV-to-Revenue	0.94
	EV-to-Forward-Revenue	0.89
	EV-to-FCF	14.05
	Price-to-Projected-FCF	0.99
	Price-to-Median-PS-Value	1.45
	Price-to-Peter-Lynch-Fair-Value	0.96
	Price-to-Graham-Number	0.9
	Price-to-Net-Current-Asset-Value	17.3
	Earnings Yield (Greenblatt) %	11.82
	FCF Yield %	11.16
	Forward Rate of Return (Yacktman) %	17.01

Financials (Next Earnings Date:2025-01-31 Est.)

Annual Quarterly TTM

EZPW's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

EZCORP Inc Operating Data

Annual Quarterly

EZPW's Complete Operating Data

No operating data available for EZCORP Inc.

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with NAS:EZPW

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

EZCORP Inc Executives

Details

GF Value: $9.95

EZPW

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with EZPW. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	1,161.602
	EPS (TTM) ($)	1.11
	Beta	0.81
	Volatility %	31.68
	14-Day RSI	74.78
	14-Day ATR ($)	0.296634
	20-Day SMA ($)	12.0855
	12-1 Month Momentum %	45.6
	52-Week Range ($)	8.16 - 12.85
	Shares Outstanding (Mil)	54.47

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

EZCORP Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

EZCORP Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

EZCORP Inc Frequently Asked Questions

What is EZCORP Inc(EZPW)'s stock price today?

The current price of EZPW is $12.80. The 52 week high of EZPW is $12.85 and 52 week low is $8.16.

When is next earnings date of EZCORP Inc(EZPW)?

The next earnings date of EZCORP Inc(EZPW) is 2025-01-31 Est..

Does EZCORP Inc(EZPW) pay dividends? If so, how much?

EZCORP Inc(EZPW) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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