Q3 2023 FIRST BANK (Hamilton) Earnings Call Transcript
Ladies and gentlemen, thank you for standing by. My name is Cherelle, and I will be your conference operator today. At this time, I would like to welcome everyone to the First Bank FRBA Earnings Call Third Quarter 2023 Conference Call. (Operator Instructions)
I would now like to turn the call over to Patrick Ryan, President and CEO. Please go ahead.
Thank you. I'd like to welcome everyone today to First Bank's, Third Quarter 2023 Earnings Call. I'm joined today by Andrew Hibshman, our Chief Financial Officer; Darleen Gillespie, our Chief Retail Banking Officer; and Peter Cahill, our Chief Lending Officer.
Before we begin, however, Andrew will read the safe harbor statement.
The following discussion may contain forward-looking statements concerning the financial condition, results of operations and business of First Bank. We caution that such statements are subject to a
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