First Bank (NAS:FRBA)
$ 15.11 0.11 (0.73%) Market Cap: 380.24 Mil Enterprise Value: 343.32 Mil PE Ratio: 9.39 PB Ratio: 0.95 GF Score: 81/100

Q4 2019 FIRST BANK (Hamilton) Earnings Call Transcript

Jan 30, 2020 / 02:00PM GMT
Release Date Price: $10.64 (+3.00%)
Operator

Good day and welcome to the First Bank Fourth Quarter 2019 Earnings Conference Call. (Operator Instructions) Please note, this event is being recorded.

I would now like to turn the conference call over to Mr. Patrick Ryan, President and CEO. Mr. Ryan, the floor is yours, sir.

Patrick L. Ryan
First Bank - President, CEO & Director

Thank you. I'd like to welcome everyone to First Bank's Fourth Quarter 2019 Earnings Conference Call. I'm joined today by our Chief Financial Officer, Steve Carman; our Chief Lending Officer, Peter Cahill; and our Chief Deposits Officer, Emilio Cooper. Before we begin, however, Steve, will you please read the safe harbor statement?

Stephen F. Carman
First Bank - Executive VP, Treasurer & CFO

The following discussion may contain forward-looking statements concerning the financial condition, results of operations and business the first time. We caution that such statements are subject to a number of uncertainties, and actual results could differ materially, and therefore,

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