Vanquis Banking Group PLC is a specialist bank, focused on the mid-cost credit market. It offers credit cards and loans as Vanquis and Vehicle Finance as Moneybarn. All are delivered online and are built with customer flexibility in mind.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	1.43
Equity-to-Asset	0.17
Debt-to-Equity	1.02
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	2/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.02	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

1/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-5.3
	3-Year Book Growth Rate	-3.8

Momentum Rank

1/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	87.2
	9-Day RSI	67.65
	14-Day RSI	54.55
	6-1 Month Momentum %	-4.94
	12-1 Month Momentum %	-50.78

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	2.2
	Dividend Payout Ratio	3.68
	Forward Dividend Yield %	13.04
	5-Year Yield-on-Cost %	2.2
	3-Year Average Share Buyback Ratio	-0.4
	Shareholder Yield %	194.44

Profitability Rank

2/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	-5.33
	FCF Margin %	25.16
	ROE %	-4.57
	ROA %	-0.85
	Years of Profitability over Past 10-Year	6

GF Value Rank

2/10

	Name	Current	Vs Industry		Vs History
	Forward PE Ratio	6.2
	PE Ratio without NRI	25.44
	Shiller PE Ratio	1.17
	PS Ratio	0.25
	PB Ratio	0.22
	Price-to-Tangible-Book	0.3
	Price-to-Free-Cash-Flow	0.95
	Price-to-Operating-Cash-Flow	0.83
	EV-to-Forward-EBITDA	7.38
	EV-to-Revenue	-0.23
	EV-to-Forward-Revenue	2.15
	EV-to-FCF	-0.95
	Price-to-Projected-FCF	0.32
	Price-to-Median-PS-Value	0.2
	Price-to-Graham-Number	0.58
	FCF Yield %	102.58
	Forward Rate of Return (Yacktman) %	-0.21

Financials (Next Earnings Date:2025-03-27 Est.)

Annual Quarterly TTM

FRA:PRVA's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Vanquis Banking Group PLC Executives

Details

GF Value: €2.33

FRA:PRVA

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with PRVA. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	568.736
	EPS (TTM) (€)	-0.122
	Beta	0.46
	Volatility %	70.68
	14-Day RSI	54.55
	14-Day ATR (€)	0.012735
	20-Day SMA (€)	0.4778
	12-1 Month Momentum %	-50.78
	52-Week Range (€)	0.4495 - 1.54
	Shares Outstanding (Mil)	256.48

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	2
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Vanquis Banking Group PLC Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Vanquis Banking Group PLC Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

Vanquis Banking Group PLC Frequently Asked Questions

What is Vanquis Banking Group PLC(FRA:PRVA)'s stock price today?

The current price of FRA:PRVA is €0.53. The 52 week high of FRA:PRVA is €1.54 and 52 week low is €0.45.

When is next earnings date of Vanquis Banking Group PLC(FRA:PRVA)?

The next earnings date of Vanquis Banking Group PLC(FRA:PRVA) is 2025-03-27 Est..

Does Vanquis Banking Group PLC(FRA:PRVA) pay dividends? If so, how much?

The Dividend Yield % of Vanquis Banking Group PLC(FRA:PRVA) is 2.2% (As of Today), Highest Dividend Payout Ratio of Vanquis Banking Group PLC(FRA:PRVA) was 3.68. The lowest was 0.43. And the median was 0.68. The Forward Dividend Yield % of Vanquis Banking Group PLC(FRA:PRVA) is 13.04%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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