S & U PLC is a UK-based company. It is engaged in providing motor finance, property bridging, and specialist finance services. The company operates through the following business segments: Motor finance, and Property bridging finance. The majority of the revenue for the company is derived from the Motor finance segment which operates within the non-prime market sector, and acts as a supplier of specialist finance facilities, through motor dealers throughout the UK which facilitate the purchase of new and used cars, vans, motorbikes, and caravans. The company's finance products allow motor dealers across the UK to provide credit facilities.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Equity-to-Asset	0.49
Debt-to-Equity	1.03
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	2/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.22	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

8/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	7.7
	3-Year EPS without NRI Growth Rate	20.1
	3-Year Book Growth Rate	8.9
	Future 3-5Y EPS without NRI Growth Rate	10.74
	Future 3-5Y Total Revenue Growth Rate	10.27

Momentum Rank

2/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	68.74
	9-Day RSI	46.42
	14-Day RSI	39.84
	6-1 Month Momentum %	-5.47
	12-1 Month Momentum %	-14.41

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	11.07
	Dividend Payout Ratio	0.78
	3-Year Dividend Growth Rate	7.2
	Forward Dividend Yield %	11.07
	5-Year Yield-on-Cost %	13.02
	Shareholder Yield %	-14.11

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	18.32
	FCF Margin %	-22.14
	ROE %	8.1
	ROA %	4.13
	Years of Profitability over Past 10-Year	10

GF Value Rank

2/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	8.99
	Forward PE Ratio	5.61
	PE Ratio without NRI	8.99
	Shiller PE Ratio	4.54
	PEG Ratio	1.21
	PS Ratio	1.64
	PB Ratio	0.73
	Price-to-Tangible-Book	0.72
	EV-to-Forward-EBITDA	7.36
	EV-to-Revenue	3.98
	EV-to-Forward-Revenue	3.36
	EV-to-FCF	-17.79
	Price-to-Projected-FCF	1.67
	Price-to-DCF (Earnings Based)	0.61
	Price-to-Median-PS-Value	0.45
	Price-to-Peter-Lynch-Fair-Value	0.9
	Price-to-Graham-Number	0.54
	FCF Yield %	-13.46
	Forward Rate of Return (Yacktman) %	6.04

Financials (Next Earnings Date:2025-04-09 Est.)

Annual Quarterly TTM

LSE:SUS's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

S & U PLC Executives

Details

GF Value: £30.22

LSE:SUS

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Severe warning signs with SUS. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil £)	102.717
	EPS (TTM) (£)	1.546
	Beta	0.69
	Volatility %	18.22
	14-Day RSI	39.84
	14-Day ATR (£)	0.759248
	20-Day SMA (£)	14.30375
	12-1 Month Momentum %	-14.41
	52-Week Range (£)	12.3 - 22.9
	Shares Outstanding (Mil)	12.15

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	2
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

S & U PLC Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

S & U PLC Stock Events

Financials Calendars

	Event	Date	Price(£)
No Event Data

S & U PLC Frequently Asked Questions

What is S & U PLC(LSE:SUS)'s stock price today?

The current price of LSE:SUS is £13.90. The 52 week high of LSE:SUS is £22.90 and 52 week low is £12.30.

When is next earnings date of S & U PLC(LSE:SUS)?

The next earnings date of S & U PLC(LSE:SUS) is 2025-04-09 Est..

Does S & U PLC(LSE:SUS) pay dividends? If so, how much?

The Dividend Yield % of S & U PLC(LSE:SUS) is 11.07% (As of Today), Highest Dividend Payout Ratio of S & U PLC(LSE:SUS) was 0.9. The lowest was 0.32. And the median was 0.49. The Forward Dividend Yield % of S & U PLC(LSE:SUS) is 11.07%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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