Brown & Brown Inc is an insurance agent and broker that offers insurance products and services, primarily in the areas of property, casualty, and employee benefits, by connecting customers with insurance companies. It earns its revenue via commissions from insurance companies and direct fees from customers, and it generally has no underwriting risk exposure. More than half of its revenue is from its retail segment, which provides a broad range of insurance products and services to entities and individuals. Roughly a fourth of revenue is from its national programs segment, which provides, among other things, professional liability coverage for professionals. The company operates primarily in the United States, with its highest exposure in Florida.

Financial Strength

5/10

Name	Current	Vs Industry
Cash-To-Debt	0.26
Equity-to-Asset	0.37
Debt-to-Equity	0.58
Debt-to-EBITDA	2.09
Interest Coverage	6.27
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	2.86	Distress Grey Safe
Beneish M-Score	-2.63	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

10/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	16.5
	3-Year EBITDA Growth Rate	23
	3-Year EPS without NRI Growth Rate	19.1
	3-Year FCF Growth Rate	12.9
	3-Year Book Growth Rate	13.9
	Future 3-5Y EPS without NRI Growth Rate	15.69
	Future 3-5Y Total Revenue Growth Rate	9.75

Momentum Rank

3/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	78.26
	9-Day RSI	71.48
	14-Day RSI	68.72
	6-1 Month Momentum %	18.2
	12-1 Month Momentum %	42.17

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	1.15
	Quick Ratio	1.15
	Cash Ratio	0.15
	Days Sales Outstanding	109.88
	Days Payable	55.38

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	0.47
	Dividend Payout Ratio	0.16
	3-Year Dividend Growth Rate	10.9
	Forward Dividend Yield %	0.53
	5-Year Yield-on-Cost %	0.73
	3-Year Average Share Buyback Ratio	-0.2
	Shareholder Yield %	0.68

Profitability Rank

9/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	47.76
	Operating Margin %	28.49
	Net Margin %	23.14
	FCF Margin %	22.49
	ROE %	18.12
	ROA %	6.82
	ROIC %	6.99
	ROC (Joel Greenblatt) %	335.29
	ROCE %	15.64
	Years of Profitability over Past 10-Year	10

GF Value Rank

5/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	30.84
	Forward PE Ratio	28.16
	PE Ratio without NRI	34.72
	Shiller PE Ratio	55.45
	Price-to-Owner-Earnings	27.45
	PEG Ratio	1.78
	PS Ratio	7.03
	PB Ratio	5.01
	Price-to-Free-Cash-Flow	31.2
	Price-to-Operating-Cash-Flow	28.61
	EV-to-EBIT	22.14
	EV-to-Forward-EBIT	20.41
	EV-to-EBITDA	19.46
	EV-to-Forward-EBITDA	19.85
	EV-to-Revenue	7.73
	EV-to-Forward-Revenue	7
	EV-to-FCF	34.3
	Price-to-Projected-FCF	1.94
	Price-to-DCF (Earnings Based)	1.71
	Price-to-DCF (FCF Based)	1.86
	Price-to-Median-PS-Value	1.57
	Price-to-Peter-Lynch-Fair-Value	1.71
	Earnings Yield (Greenblatt) %	4.52
	FCF Yield %	3.17
	Forward Rate of Return (Yacktman) %	22.57

Financials (Next Earnings Date:2025-01-22 Est.)

Annual Quarterly TTM

FRA:BTW's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Brown & Brown Inc Executives

Details

GF Value: €82.74

FRA:BTW

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with BTW. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	4,170.383
	EPS (TTM) (€)	3.366
	Beta	0.33
	Volatility %	19.41
	14-Day RSI	68.72
	14-Day ATR (€)	1.220994
	20-Day SMA (€)	103.3365
	12-1 Month Momentum %	42.17
	52-Week Range (€)	63.24 - 107.85
	Shares Outstanding (Mil)	285.96

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Brown & Brown Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Brown & Brown Inc Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

Brown & Brown Inc Frequently Asked Questions

What is Brown & Brown Inc(FRA:BTW)'s stock price today?

The current price of FRA:BTW is €107.85. The 52 week high of FRA:BTW is €107.85 and 52 week low is €63.24.

When is next earnings date of Brown & Brown Inc(FRA:BTW)?

The next earnings date of Brown & Brown Inc(FRA:BTW) is 2025-01-22 Est..

Does Brown & Brown Inc(FRA:BTW) pay dividends? If so, how much?

The Dividend Yield % of Brown & Brown Inc(FRA:BTW) is 0.47% (As of Today), Highest Dividend Payout Ratio of Brown & Brown Inc(FRA:BTW) was 0.27. The lowest was 0.16. And the median was 0.22. The Forward Dividend Yield % of Brown & Brown Inc(FRA:BTW) is 0.53%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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