PB Fintech Ltd is an online platform for insurance and lending products. The company provides convenient access to insurance, credit, and other financial products and aims to create awareness in India about the financial impact of death, disease, and damage. The group earns its entire revenue within India only. The company has two operating segments; the Insurance services segment and the Other services segment. The company generates the majority of its revenue from the Insurance services segment, which consists of Insurance Broker services provided by the group.

Financial Strength

8/10

Name	Current	Vs Industry
Cash-To-Debt	10.26
Equity-to-Asset	0.85
Debt-to-Equity	0.06
Debt-to-EBITDA	0.88
Piotroski F-Score	3/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	46.5	Distress Grey Safe
Beneish M-Score	-1.65	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

9/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	45.3
	3-Year Book Growth Rate	33.9
	Future 3-5Y EPS without NRI Growth Rate	211.27
	Future 3-5Y Total Revenue Growth Rate	31.36

Momentum Rank

3/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	82.39
	9-Day RSI	72.42
	14-Day RSI	65.87
	6-1 Month Momentum %	30.88
	12-1 Month Momentum %	98.82

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	6.05
	Quick Ratio	6.05
	Cash Ratio	4.8
	Days Sales Outstanding	60.91
	Days Payable	56.47

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-7.1
	Shareholder Yield %	-0.06

Profitability Rank

3/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	49
	Operating Margin %	-3.85
	Net Margin %	5.06
	FCF Margin %	-1.32
	ROE %	3.57
	ROA %	3.09
	ROIC %	-5.46
	ROC (Joel Greenblatt) %	51.54
	ROCE %	4.52
	Years of Profitability over Past 10-Year	1

GF Value Rank

7/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	406.8
	Forward PE Ratio	214.61
	PE Ratio without NRI	536.11
	PS Ratio	20.77
	PB Ratio	13.72
	Price-to-Tangible-Book	13.73
	Price-to-Operating-Cash-Flow	9876.47
	EV-to-EBIT	291.66
	EV-to-EBITDA	213.85
	EV-to-Revenue	19.62
	EV-to-FCF	-1375.98
	Price-to-Graham-Number	18.09
	Price-to-Net-Current-Asset-Value	25.53
	Price-to-Net-Cash	35.12
	Earnings Yield (Greenblatt) %	0.35
	FCF Yield %	-0.07

Financials (Next Earnings Date:2025-01-30 Est.)

Annual Quarterly TTM

BOM:543390's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

PB Fintech Ltd Executives

Details

GF Value: ₹1309.61

BOM:543390

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Severe warning signs with 543390. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil ₹)	41,381.859
	EPS (TTM) (₹)	4.54
	Beta	0.06
	Volatility %	38.57
	14-Day RSI	65.87
	14-Day ATR (₹)	76.8428
	20-Day SMA (₹)	1717.47
	12-1 Month Momentum %	98.82
	52-Week Range (₹)	727.65 - 1966
	Shares Outstanding (Mil)	456.44

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	3
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

PB Fintech Ltd Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

PB Fintech Ltd Stock Events

Financials Calendars

	Event	Date	Price(₹)
No Event Data

PB Fintech Ltd Frequently Asked Questions

What is PB Fintech Ltd(BOM:543390)'s stock price today?

The current price of BOM:543390 is ₹1846.90. The 52 week high of BOM:543390 is ₹1966.00 and 52 week low is ₹727.65.

When is next earnings date of PB Fintech Ltd(BOM:543390)?

The next earnings date of PB Fintech Ltd(BOM:543390) is 2025-01-30 Est..

Does PB Fintech Ltd(BOM:543390) pay dividends? If so, how much?

PB Fintech Ltd(BOM:543390) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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