Fintech SA provides brokerage, analytical and consulting services in the field of insurance and financial risk, in the areas of property, communication, financial and employee insurance. The company's services include the development, preparation and creation of insurance programs based on the offers of insurance companies.

Financial Strength

5/10

Name	Current	Vs Industry
Cash-To-Debt	0.01
Equity-to-Asset	0.38
Debt-to-Equity	0.34
Debt-to-EBITDA	0.86
Interest Coverage	8.52
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	1.39	Distress Grey Safe
Beneish M-Score	64.16	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

8/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	199.7
	3-Year FCF Growth Rate	-86.6
	3-Year Book Growth Rate	17.8

Momentum Rank

9/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	11.27
	9-Day RSI	13.51
	14-Day RSI	15.87
	6-1 Month Momentum %	9.4
	12-1 Month Momentum %	1.59

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	1.02
	Quick Ratio	0.49
	Days Inventory	206.14
	Days Sales Outstanding	93.03
	Days Payable	166.49

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	42.58
	Operating Margin %	7.47
	Net Margin %	5.16
	FCF Margin %	25.14
	ROE %	13.92
	ROA %	6.07
	ROIC %	11.56
	ROC (Joel Greenblatt) %	25.43
	ROCE %	17.22
	Years of Profitability over Past 10-Year	4

GF Value Rank

2/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	5.79
	PE Ratio without NRI	5.5
	Price-to-Owner-Earnings	1.21
	PS Ratio	0.29
	PB Ratio	0.74
	Price-to-Free-Cash-Flow	1.17
	Price-to-Operating-Cash-Flow	1.17
	EV-to-EBIT	5.54
	EV-to-EBITDA	2.61
	EV-to-Revenue	0.39
	EV-to-FCF	1.69
	Price-to-Projected-FCF	0.62
	Earnings Yield (Greenblatt) %	18.06
	FCF Yield %	94.13

Financials

Annual Quarterly TTM

FRA:9DZ's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Fintech SA Executives

Details

GF Value: €0.66

FRA:9DZ

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with 9DZ. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	6.19
	EPS (TTM) (€)	0.003
	Beta	0.85
	Volatility %	106.38
	14-Day RSI	15.87
	14-Day ATR (€)	0.022355
	20-Day SMA (€)	0.145225
	12-1 Month Momentum %	1.59
	52-Week Range (€)	0.017 - 0.466
	Shares Outstanding (Mil)	73.05

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Fintech SA Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Fintech SA Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

Fintech SA Frequently Asked Questions

What is Fintech SA(FRA:9DZ)'s stock price today?

The current price of FRA:9DZ is €0.02. The 52 week high of FRA:9DZ is €0.47 and 52 week low is €0.02.

When is next earnings date of Fintech SA(FRA:9DZ)?

The next earnings date of Fintech SA(FRA:9DZ) is .

Does Fintech SA(FRA:9DZ) pay dividends? If so, how much?

Fintech SA(FRA:9DZ) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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