Community Financial System Inc (NYSE:CBU)
$ 69.1 -0.13 (-0.19%) Market Cap: 3.63 Bil Enterprise Value: 3.92 Bil PE Ratio: 21.53 PB Ratio: 2.03 GF Score: 75/100
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Q4 2021 Community Bank System Inc Earnings Call Transcript

Jan 24, 2022 / 04:00PM GMT
Release Date Price: $73.55 (+3.40%)
Operator;Mark E. Tryniski
Community Bank System, Inc. - CEO, President

Good morning, and welcome to the Community Bank System Fourth Quarter 2021 Earnings Conference Call. (Operator Instructions)

Please note that this presentation contains forward-looking statements within the provisions of the Private Securities Litigation Reform Act of 1995 and that are based on current expectations, estimates and projections about the industry, markets and economic environment in which the company operates. Such statements involve risks and uncertainties that could cause actual results to differ materially from the results discussed in these statements. These risks are detailed in the company's annual report and Form 10-K filed with the Securities and Exchange Commission.

Today's call presenters are Mark Tryniski, President and Chief Executive Officer; and Joseph Sutaris, Executive Vice President and Chief Financial Officer. They will be joined by Joseph Serbun, Executive Vice President and Chief Banking Officer, for the question-and-answer session. Gentlemen, you may begin.

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