Community Financial System Inc (NYSE:CBU)
$ 69.1 -0.13 (-0.19%) Market Cap: 3.63 Bil Enterprise Value: 3.92 Bil PE Ratio: 21.53 PB Ratio: 2.03 GF Score: 75/100
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Q3 2019 Community Bank System Inc Earnings Call Transcript

Oct 21, 2019 / 03:00PM GMT
Release Date Price: $65.46 (+2.51%)
Operator

Welcome to the Community Bank System Third Quarter 2019 Earnings Conference Call. Please note that this presentation contains forward-looking statements within the provisions of the Private Securities Litigation Reform Act of 1995 that are based on current expectations, estimates and projections about the industry, markets and economic environment in which the company operates.

Such statements involve risks and uncertainties that could cause actual results to differ materially from the results discussed in these statements. These risks are detailed in the company's annual reports and Form 10-K filed with the Securities and Exchange Commission. Today's call presenters are Mark Tryniski, President and Chief Executive Officer; and Joseph Sutaris, Executive Vice President and Chief Financial Officer.

Gentlemen, you may begin. Thank you.

Mark E. Tryniski
Community Bank System, Inc. - President, CEO & Director

Thank you, Angel. Good morning, everyone, and thank you all for joining our third quarter call this morning. We had a busy and very

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