Piraeus Financial Holdings SA Special Call Transcript
Ladies and gentlemen, thank you for standing by. I am your Chorus Call operator. Welcome, and thank you for joining the Piraeus Financial Holdings conference call to present and discuss Piraeus Group guidance for its 2020 financial KPIs (Operator Instructions) and the conference is being recorded. (Operator Instructions) At this time, I would like to turn the conference over to Piraeus Financial Holdings CEO, Mr. Christos Megalou. Mr. Megalou, you may now proceed.
Good afternoon, ladies and gentlemen. And welcome to today's conference call on our 2023 financial estimates. This is Christos Megalou, Chief Executive Officer; and I'm joined today by Theo Gnardellis, Chief Financial Officer; and Chris Berbati, Head of Business Planning and IR. As promised in our third quarter 2022 results disclosure, we are holding today's call to provide information on our financial estimates for 2023, having completed our 2023 budget and incorporating, monetary and market trends.
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