Q3 2020 Piraeus Bank SA Earnings Call Transcript
Ladies and gentlemen, thank you for standing by. I am Gelli your Chorus Call operator. Welcome, and thank you for joining the Piraeus Bank conference call to present and discuss the 9 months 2020 financial results. (Operator Instructions) And the conference is being recorded. (Operator Instructions)
At this time, I would like to turn the conference over to Piraeus Bank's CEO, Mr. Christos Megalou. Mr. Megalou, you may now proceed.
Good afternoon, ladies and gentlemen, and good morning to those joining us from the U.S. I'm Christos Megalou, CEO of Piraeus Bank, and I'm here today with Theo Gnardellis, Group CFO; and Chryssanthi Berbati from our Investor Relations. Thank you for attending our 9-month 2020 results presentation.
Before presenting the highlights of our results and our latest developments, let me provide you with a brief overview of the external environment. The COVID-19 crisis disease in the summer months, yet it has returned as of early Q4.
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