Q4 2019 Kotak Mahindra Bank Ltd Earnings Call Transcript
Good evening, friends. I'm very happy to speak to you today at the end of the financial year 2018-'19 and to share with you our thoughts.
I, first, like to start by giving a little perspective on the financial sector as I see at this point of time and then what does it mean for Kotak for the year which has gone by and for the future. First of all, I do believe that the financial sector in India, it is at a major crossroad with significant challenges and turbulence at this point of time. And it is extremely important that the next 3 to 6 months, the financial sector, both from a point of view of practitioners and policymakers, is handled in a manner which leads to smooth navigation in turbulent waters.
I do believe that if you go back to the history, post 2011, we saw the real sector and the problems of the real sector impacting the financial sector. We have now got to be careful that the challenges of the financial sector do not impact the real sector, because there is clearly significant
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