Q4 2021 Alpha Services and Holdings SA Earnings Call Transcript
Ladies and gentlemen, thank you for standing by. I am Gaily, your Chorus Call operator. Welcome, and thank you for joining the Alpha Services and Holdings Conference Call to present and discuss the full year 2021 financial results.
(Operator Instructions)
And the conference is being recorded.
(Operator Instructions)
At this time, I would like to turn the conference over to Alpha Services and Holdings management. Gentlemen, you may now proceed.
Good afternoon, everyone, and good morning to those dialing in from the U.S. Welcome to Alpha Bank's Fourth Quarter 2021 Earnings Conference Call.
This is Vassilios Psaltis, Alpha Bank's CEO; and I'm joined today by Lazaros Papagaryfallou, our CFO; our Chief Economist, Panagiotis Kapopoulos; and Iason Kepaptsoglou, our Head of IR.
Let's start directly on Slide 4, please. Real GDP recorded a near V-shaped rebound in 2021, underpinned by strong growth in private consumption,
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