Q3 2019 Alpha Bank SA Earnings Call Transcript
Ladies and gentlemen, thank you for standing by. I am Gailey, your Chorus Call operator. Welcome, and thank you for joining the Alpha Bank Conference Call to present and discuss the 9 month 2019 financial results and strategy update. (Operator Instructions) At this time, I would like to turn the conference over to Alpha Bank management. Gentlemen, you may now proceed.
Good afternoon, ladies and gentlemen. Welcome to Alpha Bank's conference call for our 9 months results and for our strategy updates. I'm Vassilios Psaltis, Alpha Bank's CEO, and here with me is Lazaros Papagaryfallou, our Chief Financial Officer.
Today, in addition to our 9-month financial results presentation, we are very pleased to announce Alpha Bank's strategy update for the period 2020 to 2022. A comprehensive program of change that will enable us to effectively create value for shareholders by drastically improving the health of our balance sheet through a front-loaded and ambitious NPE reduction strategy. This
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