Q4 2019 Samsung Fire & Marine Insurance Co Ltd Earnings Call Transcript
Good morning and good evening. First of all, thank you all for joining this conference call. And now we will begin the conference of the fiscal year 2019 fourth quarter earnings results by Samsung Fire & Marine Insurance. This conference will start with a presentation followed by a divisional Q&A session.
(Operator Instructions) Now we shall commence the presentation by Samsung Fire & Marine Insurance.
Good afternoon. I am Joon Chang Ho, Head of the IR team at Samsung Fire & Marine. We'd like to start the earnings conference call for fiscal year 2019. Today, CFO will present key earnings highlights for 2019 and business strategies for 2020, which will be followed by the Q&A session with the participating executives.
Now CFO, Bae will start the report.
Good afternoon. I am Tae-Yeong Bae, CFO of
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