UniCredit is one of the two largest Italian retail and commercial banks, but roughly a half of its operations is outside Italy. It has a strong presence in Germany, Austria, and Central and Eastern Europe. It generates most of its revenue from retail banking, but also maintains a sizable corporate and investment bank.

Financial Strength

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.43
Equity-to-Asset	0.08
Debt-to-Equity	1.42
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.02	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

5/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	18.6
	3-Year Book Growth Rate	12.1
	Future 3-5Y EPS without NRI Growth Rate	4
	Future 3-5Y Total Revenue Growth Rate	-2.13

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	12.31
	9-Day RSI	21.22
	14-Day RSI	30.29

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	13.86
	Dividend Payout Ratio	0.26
	Forward Dividend Yield %	13.86
	5-Year Yield-on-Cost %	13.86
	3-Year Average Share Buyback Ratio	8.5
	Shareholder Yield %	-9.63

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	42.85
	FCF Margin %	-171.52
	ROE %	16.61
	ROA %	1.31
	Years of Profitability over Past 10-Year	8

GF Value Rank

5/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	6.19
	Forward PE Ratio	3.19
	PE Ratio without NRI	5.35
	Shiller PE Ratio	37.62
	PEG Ratio	0.71
	PS Ratio	2.43
	PB Ratio	0.9
	Price-to-Tangible-Book	0.93
	EV-to-Revenue	4.38
	EV-to-Forward-Revenue	6.1
	EV-to-FCF	-2.55
	Price-to-Projected-FCF	0.8
	Price-to-Median-PS-Value	1.86
	Price-to-Peter-Lynch-Fair-Value	0.59
	Price-to-Graham-Number	0.47
	FCF Yield %	-75.37
	Forward Rate of Return (Yacktman) %	4.01

Financials (Next Earnings Date:2025-02-11)

Annual Quarterly TTM

XBUL:CRIN's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

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5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

UniCredit SpA Executives

Details

GF Value: лв31.12

XBUL:CRIN

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with CRIN. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil лв)	49,780.728
	EPS (TTM) (лв)	11.879
	Beta	0
	Volatility %	0
	14-Day RSI	30.29
	14-Day ATR (лв)	0.304321
	20-Day SMA (лв)	40.153
	12-1 Month Momentum %	0
	52-Week Range (лв)	36.755 - 40.9
	Shares Outstanding (Mil)	1,541.74

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

UniCredit SpA Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

UniCredit SpA Stock Events

Financials Calendars

	Event	Date	Price(лв)
No Event Data

UniCredit SpA Frequently Asked Questions

What is UniCredit SpA(XBUL:CRIN)'s stock price today?

The current price of XBUL:CRIN is лв38.66. The 52 week high of XBUL:CRIN is лв40.90 and 52 week low is лв36.76.

When is next earnings date of UniCredit SpA(XBUL:CRIN)?

The next earnings date of UniCredit SpA(XBUL:CRIN) is 2025-02-11.

Does UniCredit SpA(XBUL:CRIN) pay dividends? If so, how much?

The Dividend Yield % of UniCredit SpA(XBUL:CRIN) is 13.86% (As of Today), Highest Dividend Payout Ratio of UniCredit SpA(XBUL:CRIN) was 1.06. The lowest was 0.08. And the median was 0.17. The Forward Dividend Yield % of UniCredit SpA(XBUL:CRIN) is 13.86%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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