Woodlands Financial Services Co is a Pennsylvania corporation organized as financial services holding company of Woodlands Bank. The Bank is a state chartered commercial bank located in Williamsport, Pennsylvania and operates as a traditional community bank, providing commercial and consumer banking and trust services in Lycoming and Clinton Counties and the surrounding market area. Its services comprise Merchant Services, Cyber Security, Online Banking & Bill Pay, Mobile Banking and Additional Bank Services. The Company has determined that its only reportable segment is community banking. It also offers other services including trust and asset management and money orders.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.58
Equity-to-Asset	0.06
Debt-to-Equity	0.65
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	2/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-4.14	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

2/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	5.3
	3-Year FCF Growth Rate	30.3
	3-Year Book Growth Rate	-10

Momentum Rank

10/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	39.01
	9-Day RSI	41.83
	14-Day RSI	44.38
	6-1 Month Momentum %	4.7
	12-1 Month Momentum %	7.11

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	5.76
	3-Year Dividend Growth Rate	3.1
	Forward Dividend Yield %	5.76
	5-Year Yield-on-Cost %	7.56
	3-Year Average Share Buyback Ratio	2.1
	Shareholder Yield %	-56.27

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	-26.13
	FCF Margin %	21.38
	ROE %	-14.83
	ROA %	-0.83
	Years of Profitability over Past 10-Year	9

GF Value Rank

9/10

	Name	Current	Vs Industry		Vs History
	Shiller PE Ratio	7.87
	PS Ratio	1.44
	PB Ratio	0.77
	Price-to-Tangible-Book	0.77
	Price-to-Free-Cash-Flow	6.73
	Price-to-Operating-Cash-Flow	6.25
	EV-to-Revenue	1.95
	EV-to-FCF	9.17
	Price-to-Projected-FCF	0.43
	Price-to-Median-PS-Value	0.61
	FCF Yield %	14.87
	Forward Rate of Return (Yacktman) %	11.91

Financials

Annual Quarterly TTM

WDFN's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with OTCPK:WDFN

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Woodlands Financial Services Co Executives

Details

GF Value: $21.54

WDFN

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Severe warning signs with WDFN. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	19.539
	EPS (TTM) ($)	-3.66
	Beta	0.07
	Volatility %	29.95
	14-Day RSI	44.38
	14-Day ATR ($)	0.113677
	20-Day SMA ($)	20.31625
	12-1 Month Momentum %	7.11
	52-Week Range ($)	15 - 21.25
	Shares Outstanding (Mil)	1.39

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	2
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Woodlands Financial Services Co Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Woodlands Financial Services Co Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Woodlands Financial Services Co Frequently Asked Questions

What is Woodlands Financial Services Co(WDFN)'s stock price today?

The current price of WDFN is $20.15. The 52 week high of WDFN is $21.25 and 52 week low is $15.00.

When is next earnings date of Woodlands Financial Services Co(WDFN)?

The next earnings date of Woodlands Financial Services Co(WDFN) is .

Does Woodlands Financial Services Co(WDFN) pay dividends? If so, how much?

The Dividend Yield % of Woodlands Financial Services Co(WDFN) is 5.76% (As of Today), Highest Dividend Payout Ratio of Woodlands Financial Services Co(WDFN) was 0.43. The lowest was 0.29. And the median was 0.36. The Forward Dividend Yield % of Woodlands Financial Services Co(WDFN) is 5.76%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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