BPER Banca SpA is a banking group consisting of four Italian regional commercial banks that merged on the initiative of BPER Banca. The banks are involved in a number of market segments, including retail banking, corporate and investment banking, and wealth management and insurance. In addition to the banks, the Group includes product companies, including asset management, personal loans, leasing, and factoring operations, and special purpose vehicles. Its strategy emphasizes customer service and cooperative banking. BPER group's customer base overwhelming derives from retail banking, mostly from individuals with some business deposits. Its loan base, however, is principally the group's corporate customers.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.5
Equity-to-Asset	0.08
Debt-to-Equity	1.86
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	3/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.25	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

1/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	2
	3-Year EPS without NRI Growth Rate	50.2
	3-Year FCF Growth Rate	-28.8
	3-Year Book Growth Rate	14.7
	Future 3-5Y EPS without NRI Growth Rate	-11.4
	Future 3-5Y Total Revenue Growth Rate	-3.61

Momentum Rank

9/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	37.97
	9-Day RSI	42.86
	14-Day RSI	47.61
	6-1 Month Momentum %	13.39
	12-1 Month Momentum %	66.75

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	5.25
	Dividend Payout Ratio	0.25
	3-Year Dividend Growth Rate	64.4
	Forward Dividend Yield %	5.25
	5-Year Yield-on-Cost %	6.67
	3-Year Average Share Buyback Ratio	-0.1
	Shareholder Yield %	-51.81

Profitability Rank

3/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	26.89
	FCF Margin %	-65.12
	ROE %	15.91
	ROA %	1.11
	Years of Profitability over Past 10-Year	10

GF Value Rank

1/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	5.24
	Forward PE Ratio	6.53
	PE Ratio without NRI	4.8
	Shiller PE Ratio	10.38
	PS Ratio	1.41
	PB Ratio	0.77
	Price-to-Tangible-Book	0.83
	EV-to-Forward-EBIT	7.6
	EV-to-Revenue	3.12
	EV-to-Forward-Revenue	3.49
	EV-to-FCF	-4.79
	Price-to-Projected-FCF	0.42
	Price-to-Median-PS-Value	1.71
	Price-to-Graham-Number	0.42
	FCF Yield %	-46.47
	Forward Rate of Return (Yacktman) %	16.54

Financials (Next Earnings Date:2025-02-07 Est.)

Annual Quarterly TTM

WBO:BPE's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

BPER Banca SpA Executives

Details

GF Value: €2.97

WBO:BPE

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with BPE. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	5,837.273
	EPS (TTM) (€)	1.103
	Beta	1.14
	Volatility %	31.65
	14-Day RSI	47.61
	14-Day ATR (€)	0.110851
	20-Day SMA (€)	5.8622
	12-1 Month Momentum %	66.75
	52-Week Range (€)	3.022 - 6.112
	Shares Outstanding (Mil)	1,415.51

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	3
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

BPER Banca SpA Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

BPER Banca SpA Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

BPER Banca SpA Frequently Asked Questions

What is BPER Banca SpA(WBO:BPE)'s stock price today?

The current price of WBO:BPE is €5.71. The 52 week high of WBO:BPE is €6.11 and 52 week low is €3.02.

When is next earnings date of BPER Banca SpA(WBO:BPE)?

The next earnings date of BPER Banca SpA(WBO:BPE) is 2025-02-07 Est..

Does BPER Banca SpA(WBO:BPE) pay dividends? If so, how much?

The Dividend Yield % of BPER Banca SpA(WBO:BPE) is 5.25% (As of Today), Highest Dividend Payout Ratio of BPER Banca SpA(WBO:BPE) was 0.5. The lowest was 0.03. And the median was 0.12. The Forward Dividend Yield % of BPER Banca SpA(WBO:BPE) is 5.25%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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