Business Description
Alior Bank SA
ISIN : PLALIOR00045
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Traded in other countries / regions
ALR.Poland0QBM.UKALORY.USAA6O.Germany IPO Date
2012-12-14Description
Alior Bank SA is a universal lending and deposit-taking bank that provides services primarily to a Polish customer base. Its core activities include maintaining bank accounts, granting loans and advances, issuing banking securities, and buying and selling foreign currencies. Its subsidiary group company conducts brokerage activities, consulting, financial agency services, and other financial services. Its loan and advances book is diversified across various categories, notably retail cash loans and overdrafts, housing loans and other mortgages, working capital, and investment loans. About a quarter of the amounts due from customers originate from the Mazovia province. The group's operations are financed from the funds of non-financial-sector customers deposited with the bank.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1.17 | |||||
| Equity-to-Asset | 0.12 | |||||
| Debt-to-Equity | 0.28 | |||||
| Debt-to-EBITDA | N/A |
N/A
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N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 7/9 | |||||
| Beneish M-Score | -2.11 | |||||
| WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 15.7 | |||||
| 3-Year Book Growth Rate | 12.1 | |||||
| Future 3-5Y EPS without NRI Growth Rate | -14.05 | |||||
| Future 3-5Y Total Revenue Growth Rate | -2.76 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 56.59 | |||||
| 9-Day RSI | 53.06 | |||||
| 14-Day RSI | 51.09 | |||||
| 6-1 Month Momentum % | -1.89 | |||||
| 12-1 Month Momentum % | 18.17 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 4.84 | |||||
| Dividend Payout Ratio | 0.23 | |||||
| Forward Dividend Yield % | 4.84 | |||||
| 5-Year Yield-on-Cost % | 4.84 | |||||
| Shareholder Yield % | 0.79 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 38.97 | |||||
| FCF Margin % | -44.13 | |||||
| ROE % | 25.02 | |||||
| ROA % | 2.69 | |||||
| Years of Profitability over Past 10-Year | 9 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 4.92 | |||||
| Forward PE Ratio | 8.03 | |||||
| PE Ratio without NRI | 4.85 | |||||
| Shiller PE Ratio | 12.53 | |||||
| PEG Ratio | 1.18 | |||||
| PS Ratio | 1.92 | |||||
| PB Ratio | 1.09 | |||||
| Price-to-Tangible-Book | 1.15 | |||||
| EV-to-Forward-EBIT | 3.61 | |||||
| EV-to-Revenue | 1.85 | |||||
| EV-to-Forward-Revenue | 2.26 | |||||
| EV-to-FCF | -4.03 | |||||
| Price-to-Projected-FCF | 29.84 | |||||
| Price-to-DCF (Earnings Based) | 0.45 | |||||
| Price-to-Median-PS-Value | 1.04 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.57 | |||||
| Price-to-Graham-Number | 0.5 | |||||
| FCF Yield % | -22.96 | |||||
| Forward Rate of Return (Yacktman) % | 0.55 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Alior Bank SA Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil zł) | 6,200.835 | ||
| EPS (TTM) (zł) | 18.51 | ||
| Beta | 1.51 | ||
| Volatility % | 33.77 | ||
| 14-Day RSI | 51.09 | ||
| 14-Day ATR (zł) | 3.095928 | ||
| 20-Day SMA (zł) | 90.589 | ||
| 12-1 Month Momentum % | 18.17 | ||
| 52-Week Range (zł) | 68.36 - 108.35 | ||
| Shares Outstanding (Mil) | 130.55 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Alior Bank SA Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Alior Bank SA Stock Events
| Event | Date | Price(zł) | ||
|---|---|---|---|---|
| No Event Data | ||||
Alior Bank SA Frequently Asked Questions
What is Alior Bank SA(WAR:ALR)'s stock price today?
The current price of WAR:ALR is zł91.30. The 52 week high of WAR:ALR is zł108.35 and 52 week low is zł68.36.
When is next earnings date of Alior Bank SA(WAR:ALR)?
The next earnings date of Alior Bank SA(WAR:ALR) is 2025-02-28 Est..
Does Alior Bank SA(WAR:ALR) pay dividends? If so, how much?
The Dividend Yield %  of Alior Bank SA(WAR:ALR) is 4.84% (As of Today), Highest Dividend Payout Ratio of Alior Bank SA(WAR:ALR) was 0.23. The lowest was 0. And the median was 0. The  Forward Dividend Yield % of Alior Bank SA(WAR:ALR) is 4.84%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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